As a self-employed person, you belong to one of these two categories.
As an independent worker, you can make the most of the tax benefits by subscribing to our bike lease programme and submit the costs. On top of tax benefits, you can also see your social contributions being reduced. Moreover, the concept of gross salary does not apply.
As a company director, you can use part of your gross salary to lease a bike and get tax benefits. The base of your taxable income will then be reduced, resulting in lower taxes and social contributions.
Are you an unpaid director of a company? Then the same principles as for the independent worker apply, where the lease costs are recognised as business expenses and taxable income is reduced.
| Service & Maintenance | Basic | Standard | Premium | Speedpedelec |
|---|---|---|---|---|
| Yearly budget | 100€ p/year | 150€ p/year | Unlimited | 300€ p/year |
| Annual maintenance |  |
|
|
|
| Replacing (wear) parts | |
|
|
|
| Replacing tires | |
|
|
|
| Repair | |
|
|
|
| Repair | |
|
|
|
| Roadside Assistance | |
|
|
|
| Insurance | ||||
| Theft | |
|
|
|
| Damages | |
|
|
|
| Accident | |
|
|
|
| Vandalism | |
|
|
|
| Total loss | |
|
|
|
| Loan bike | 7 days | 7 days | 7 days | 7 days |
| Franchise theft | €0 | €0 | €0 | €0 |
| Franchise damages | €0 | €0 | €0 | €0 |
Your monthly lease price depends on your monthly gross salary. We calculate your fiscal advantage on your tax scale and various tax credits.
Your employer can contribute to your lease bike. This will be deducted from your gross lease price (lease price + service & insurance)
The lease price is the gross lease price for your bicycle. This amount will be deducted together with your service & insurance package from your gross salary. This means you do not pay taxes on this amount. For a speed pedelec, the platform automatically adds a contribution of €100 so that your bicycle dealer can apply for the number plate.
The gross sum for the service and insurance package is €18.56. This sum, together with the lease price, will be deducted from your gross salary, which means you no longer pay taxes on it. The lease price and the service and insurance package together is the lease amount the employer pays the leasing company each month. If the employer does a contribution, the employer deducts (part of) this lease amount from the employee’s gross monthly salary.
Here you can see the new gross salary for which you have to pay taxes. Relatively speaking, you have to deduct less taxes, which means you gain a fiscal advantage. You pay €708.21 - €671.11 = €37.10 less taxes (costs included).
The amount of your monthly lease price depends on your monthly gross salary, because the tax savings are calculated on your gross salary. Here you can see your difference in net salary and what your monthly net costs for your lease bike are.
Would you like to receive the calculation of your savings by email?
The stories of people that joined the ride.
Yes, it is also attractive for a self-employed entrepreneur to lease a bicycle. Nearly the same guidelines apply for employers & employees for you. You could decide to pay the bicycle in name of the company by deducting it from your salary and still enjoy the tax benefit. Talk to your accountant for the details!
You do not pay benefit of kind (voordeel alle aard) for your lease bike when you use it regularly for commuting from home to work.
The monthly leasing costs are business costs. This will have as a result that there is a tax advantage because a lowering of the profit. The advantages of leasing a bicycle are mainly because of the low amount spread over a period of time. The average price of a bicycle is around €3000,-. By leasing a bicycle you do not have to pay this amount at once and the costs include maintenance and repair and insurance.
The untaxed bicycle allowance can be combined with a lease bicycle. This is a maximum of 35 cent per kilometer.
Joining Lease a Bike is free of charge.
All contracts concluded by Lease a Bike are standard with all-risk insurance (without franchise) and 24/7 roadside assistance. You could also add a service package of choice. For example:
1. Basic - Covers up to € 100 in repairs and maintenance per year
2. Standard - Covers up to € 150 in repairs and maintenance per year
3. Premium - Covers all repairs and maintenance without limit
Speed pedelec package - Covers up to € 300 in repairs and maintenance per year
Yes, that's possible and it is also included in the lease price. Anything that can be attached to a bicycle, will be leased with the bicycle. A helmet and lock can of course be leased. Clothing and bicycle computers are not allowed.
We make an offer for you to take over the bicycle for +/- 15% of the value (new). The exact amount cannot be determined on forehand and depends on the final condition of the bicycle. If you are not interested in taking over the bicycle, we will take the bicycle back - free of charge.
The lease company is the owner of the bicycle during the entire lease period.
Not much: a computer with an internet connection and Google Chrome or Firefox browser.
Lease a Bike offers a fully digital and automated platform where all relevant processes and parties come together. We truly make it easy to lease your dream bicycle!
en
